Open a new payment and select the TAN method "photoTAN".To update the changes in Outbank, a manual synchronization of your credentials is necessary: 'Settings' > 'Select credential' > 'Update configuration'.For activation, you need the appropriate photoTAN app for your iPhone / iPad or the reader from your bank. Before you can use the photoTAN method, you have to activate your smartphone and / or reader for the photoTAN method in your online banking.How to use the photoTAN method in Outbank: Important: If you are using your bank's photoTAN app, you need the photoTAN app on a second device to scan the activation graphic. The following banks currently support the photoTAN process via the HBCI interface:Įach transaction generates its own graphic, which you can convert into a TAN using the free photoTAN app of your bank or the reader. If you no longer have the activation letter, please order it according to the instructions on our website ‚Commerzbank Service Portal Private and Corporate customers’ under the heading Data protection and security: ‚How do I request an activation letter for photoTAN?‘ important note: If your access has been blocked, please wait two hours before performing the above steps.If your bank provides the photoTAN process for your accounts via the HBCI interface, you can also use the photoTAN method to authorize your payments using Outbank. Then download a new version of the photo app from the App Store. Updating the app is not enough! Unfortunately, the deinstallation is absolutely necessary. If you still have problems using it, we recommend the following steps: 1. Hello Jbarnes-teacher, We apologize for the inconvenience and technical issues with the PhotoTAN app in recent days. The response was super fast and worked perfectly. I was assured it would be resolved within hours, but it has been days and still does not work :-( I am unable to do any sort of online banking due to the issue. There was a recent iPhone update that has made this app incompatible. Offline usability: If your smartphone is offline, you can continue to approve orders easily with the scan function.įor more information on the new photoTAN process, visit.Mobile banking: Quick order approvals via the banking app using the App2App function. ğree of charge: The use of photoTAN is free of charge for you.ğast: You can approve orders with just one click.Uncomplicated: You receive a notification on your smartphone when a new order is ready for approval.Security: Commerzbank's most innovative TAN procedure. The advantages of the new photoTAN app at a glance: To do this, use the free Commerzbank banking app! If everything is correct, simply enter the TAN on the computer and the order is confirmed.īy the way: With our mobile banking, you can make transfers even faster and easier than on your computer. To check, you then see the essential details of your order again in the app. If the data displayed is correct, you release the order with just one click.Īfter placing an order in Online Banking, a mosaic-like colorful graphic appears on the monitor. When you then open the photoTAN app, the order to be approved is displayed directly for you to check. As soon as a new order is available for you to approve, we send you a notification to your smartphone when you use photoTAN-Push. The push function of our new photoTAN app is particularly convenient. It is used to verify the order data you have entered and to generate the transaction number (TAN). The photoTAN is an important part of every login and transaction in your online and mobile banking. The photoTAN app is one of our security factors. The app offers the highest possible security through a modern and convenient TAN procedure - for all customers who use Commerzbank's online and / or mobile banking. The photoTAN app is our most innovative security method. This means you no longer have to wait for the activation graphic With our new feature, the digital first activation, you can after the legitimation with VideoIdent in the next 3 hours easily and quickly activate the photoTAN app with a code that you receive by SMS. It is now possible to fully legitimize yourself from the comfort of your own home with the VideoIdent app. With the photoTAN scan function, you still have the option of scanning a photoTAN graphic to generate a TAN. Receive push message, check order, approve - with the new photoTAN push function, you can approve orders quickly and securely with just one click.
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I can see the value in the tag and it’s a great idea, but I just don’t really think that the tag is going to actually help one person get the most money from their car. Yeah I’ve already seen the tag on the website. I know that there are many people who would like to get the tag as a way to increase the value of their cars. These things are always going to look different to every person (which is why the tag itself is a fun idea) and to people who need to get their cars looked at each day. People are always going to want to know how to get the most money out of their cars. I would rather have people think about the car more than to be stuck in traffic for the day. Sure, it’s a fun idea, but it’s not something I want to see more than once a year. Even if you dont make a profit off of the tag, it can still be a great way to get people to think about your car. They’re a great way to increase a car’s value so that people are more likely to buy it. The tag itself is a great way to add some fun to your car and I know that this is a popular request, but I think it’s really a great way to get people to stop and think about their cars if they see one of these. These duck duck jeep tags are printed with a duck and duck, duck duck, duck duck, and I’m pretty sure that if you look closely you can see the duck duck. Well, they are a fun and unique way to create a cool and unique looking tag on your car. I’m not sure if you’ve seen these duck duck jeep tags before, but I’m guessing that some of you have been asking yourselves, “What’s a duck duck jeep tag?”. * Interpersonal/verbal/written communication skillsĪs an eligible Merit employee, you can expect the following: * CER protocol and report development/writing * Demonstrated computer skills preferably spreadsheets, word processing, internet research and other applicable software programs. * Self-motivated, self-directing, strong attention to detail and excellent time management skills. * Strong command of medical and surgical terminology. * Effective written and verbal communication skills in the area of technical/clinical applications. FDA regulations, the Medical Devices Directive (93/42/EEC, as amended), EU Medical Device Regulation (2017/745) and ISO 13485 Quality System Standards. * Ability to read, analyze, and interpret regulations, technical standards, guidance documents, test reports, clinical and medical terminology, technical product information and complex documents. * Proficient in searching medical literature and databases for clinical and technical information. * Extensive knowledge of regulatory requirements relative to Clinical Evaluation Reports. * Education and/or experience equivalent to a Bachelor's Degree in the medical, biological, physical or engineering disciplines and five years of medical writing experience, preferably with CERs. Performs other duties and tasks, as required. May supervise or mentor other medical writers, as assigned.ġ1. Conducts training for medical writers, regulatory affairs and other functions, as needed.ġ0. Creates and manages schedule of deliverables.ĩ. Provides input to post-market surveillance and risk management activities.Ĩ. Develops and maintains in-depth therapeutic and product operation knowledge applies this knowledge to the development of well written clinical evidence documents.ħ. Collaborates with cross-functional teams to ensure high quality and successful project delivery.Ħ. Manages and maintains the procedures, systems and processes required to meet regulatory requirements for clinical evidence documents and ensures they stay up-to-date based on guidance, regulation and feedback from regulators.ĥ. Supports regulatory approval process through clinical evidence document formulation and responding to regulatory agency questions.Ĥ. Conducts proofreading, editing, document formatting, review comment integration and document completion/approval activities.ģ. Independently researches, prepares, writes, edits and reviews clinical evidence documents, e.g. The primary focus will be on Clinical Evaluation Reports (CERs) and Summaries of Safety and Clinical Performance (SSCPs).ġ. Also responsible for the maintenance of the related procedures, systems and processes. Responsible for supporting the development and creation of clinical, scientific and regulatory documents in accordance with procedures, European Medical Device Regulations, and US FDA requirements. This is a remote opportunity for candidate living anywhere in the US, east or west coast, with preference to candidates living in Cplorado or Utah. Merit Medical is lookng for a Senior Medical Writer for their Medical Affairs Division. Together, we are making a difference in the lives of patients around the world. Our goal is to hire and develop people who want to build something special through hard work, team effort, and commitment. At Merit Medical, our mission is to create innovative medical devices that improve lives. That will get you the standard glass version with either a tilt-adjustable stand or a VESA mount. even if that money is being spent on features that most creatives could live without.Īll of the variations use the same 5K 27-inch 60Hz IPS LCD panel that promises full coverage of the Display P3 color gamut (DCI-P3 with a D65 white point), for a base price of $1,600. The Apple Studio Display is worth every penny of the $1,600 asking price. The Apple Studio Display comes in a few different flavors depending on your preferred mounting option and whether or not you want Apple's special anti-reflective "Nano-texture" glass. even if that money is being spent on features that most creatives could live without.ĭesign, build and usability| Gamut coverage and color accuracy | Conclusion A monitor that is, in fact, worth every penny of the $1,600 asking price. That's what I consider a 'Studio' quality display.īut I have to grudgingly admit that Apple has created an excellent monitor in the Studio Display. I'd much rather Apple had budgeted the $1,600 differently by swapping the webcam, speakers, and microphones for a miniLED backlight and a true 10-bit panel that covers 98%+ of both DCI-P3 and AdobeRGB. I have a hard time praising the Studio Display because it's not the 'baby Pro Display XDR' that I was hoping Apple would release. On the other hand, it's extremely color accurate, color uniformity is excellent, and if you do own a Mac, it offers a seamless experience previously only available on the much more expensive Pro Display XDR. On the one hand, the price tag is sky-high for a 27-inch 5K panel that 'only' promises coverage of the DCI-P3 gamut and is basically incompatible with Widows. The Studio Display – Apple's new 27-inch, 5K monitor that was released alongside the new Mac Studio desktop – is one of the most difficult displays I've had to review. The Apple Studio Display is an excellent 5K monitor with a bunch of extra features that you won't find in most of the 27-inch monitors on the market. Millionaire Estates should be selected by players who want a chance at the 4 life tokens placed at the mansion from the beginning of the game, but only if they think they have more money than any other player. Play continues in this fashion until players reach the end of the game board and decide if they wish to retire at Millionaire Estates or Countryside Acres. If the spinner fails to properly indicate a number by stopping in between two numbers, then the player must spin again. Once a player has made their decision, they must spin the wheel and move their car forward the amount of spaces indicated. Players keep their salary and career cards when chosen other players may not have the same career or salary as another player. Unused careers are shuffled back together. If a player decides to begin their career immediately and bypass college then the player takes a single career and salary card at random and must keep both of them unless the card says it needs a college education, in which case the player must choose another career until he receives one that does not require a college education. Primary difference between the two options is the non-collegiate option is shorter and has instant results but limits your starting career and salary options to one, while college puts you $40,000 into debt immediately, but offers you three career options and three salary options, as well as special career options. In case of a tie the wheel is spun again by the tying players.įour life tokens are placed at the end of the game board and are rewarded at the end of the game to the player that retires in the mansion and has the most money.įirst turn for each player is greeted by a decision to get a degree through college or immediately begin their career. Play order is determined by spinning the wheel–each player spins once and the highest number goes first. Players place the token on the starting position on the game board and are given $10,000 by the bank. Life tokens are never viewed during the game and are always face down until all players have retired.Įach player selects a plastic car and places a pink or blue peg into the driver seat to represent their play token. Separate the salary, career, house, and stock cards into their own piles where all players can reach. Separate the two insurance policies into their own piles near the pile of loans, which should be in reach of the banker. Designate one player to be banker, and place the reserve money near that player. Game Setup: Place all of the life tiles face down wherever it is most convenient for players to reach. Your score is represented by the wealth your token car collects as it travels through the board, with the overall goal being to retire the wealthiest player at the end of the game. Life is a two to six player game about money. Life Board Game Rules: How Do You Play The Game of Life The last resort for the company would be to build out the sales forces in Europe and the U.S. Instead, it would just collect royalties, similar to Innoviva, where Sarissa has a 13D filing and board seats. This way, Amarin does not have to spend money on a sales team and infrastructure. The second-best option for Amarin would be to partner with another company that could distribute the drug. Amarin has a star drug and would be a prime takeover target for Big Pharma. The Medicines Company was acquired by Novartis for $9.7 billion despite having no revenue (versus $600 million for Amarin) and no FDA approval at the time (Amarin has FDA and EU approval). This is what The Medicines Company, also with a cholesterol-lowering drug, did just seven months after Sarissa filed a 13D there. The easiest thing for the company to do would be to sell itself to a strategic investor that already has a full sales infrastructure and team around the world. There are clearly more efficient ways to monetize this asset. However, the company's present plan would require spending hundreds of millions of dollars on a European sales team in addition to the U.S. Moreover, the company does have patent protection from generics in the EU, so they can launch there with no generic competition and should be able to generate significant revenue outside of the United States. As an example, even though Lipitor's patent expired in 2011, it still generates approximately $2 billion in U.S. Further, Vascepa is still a good brand, so the company should be able to compete in the United States and grow that revenue back with a fuller sales team. This revenue should decrease over the next few years as generic competition increases, but the drug is not easy to manufacture due to its specialized formula and supply constraint. Despite this and even with generic competition, it has still been able to achieve $600 million of revenue in the U.S. What's Happening?Īs a result of the court ruling, the company scaled back the launch of Vascepa in the United States and reduced the size of its sales force. There is also Ariad Pharmaceuticals Inc., which was acquired by Takeda Pharmaceutical, giving Sarissa a 529.39% 13D return versus 32.47% for the S&P 500 over the same period. Most notably, there is The Medicines Company, which was acquired by Novartis International AG, giving Sarissa a 138.43% 13D return versus 16.40% for the S&P 500 over the same period. Sarissa has been involved with multiple health-care companies that have been acquired. He also has a rare combination of analytical skills in this sector, activist skills, and experience. Denner was the lead in Icahn's investments in companies like Biogen, Amylin, Genzyme, MedImmune and ImClone and has sat on the boards of ImClone, Amylin, Biogen, Enzon and Adventrx Pharmaceuticals. It was founded in May 2013 by Alex Denner, former senior managing director of Icahn Capital. Personal Loans for 670 Credit Score or LowerĪctivist Commentary: Sarissa Capital Management is an activist investor focused on the health-care sector. Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit While there is no one type of budget that will fit everyone, we can use example budgets or budgeting methods as a starting point to learn about what works and what may need some improvement for our own budgeting plan. It is important to keep in mind that in addition to everyone’s needs being different, everyone’s financial situation is unique as well. Saving for short or long-term goals (travel, large purchases).Savings should be a significant component of one’s personal budget in this day and age, as one can never have too much of a safety net stored away for a rainy day. This category will ideally be around 20% of your income. The Personal Budget Template with Pie chart by Smartsheet is a visually helpful budget planner if you appreciate the value of infographics. Find high-quality stock photos that you wont find anywhere. Subscriptions (apps, streaming, other media) Search from 2441 Budget Pie Chart stock photos, pictures and royalty-free images from iStock.Build your own Marketing Budget pie chart online in minutes Start with our free templates and accelerate your workflow. Examples of wants can include but are not limited to: Keep Track of Your Marketing Budget Using Our Pie Graph Template. Your budget template will be complete after you equate your expenses with your income. For a more comprehensive budget template, consider the Tiller Money Foundation Template. It would be best if you also placed signs or tags on the pie chart. It may not always be easy to differentiate between the two. It would be best if you create a pie chart so that you can see how big or small are these expenses compared to your income. It shows you what your budget looks like in a pie chart divided into the various expense categories when you’re done. This category’s percentage should not exceed your Needs category, if using the “20/30/50” method this category would take up 30% of your income. Wants will be costs that are the opposite of the essentials and can be avoided or reduced. Examples of needs can include but are not limited to: For the next month, simply duplicate the worksheets. The template is suitable for a month’s budgeting. The template comes with editable cells to customize the expense and income headers. This section will be the category with the largest percentage, if using the “20/30/50” method, this would take up 50% of your income. Budget calculator is an easy-to-use tool to manage your expenses and income monthly in Excel desktop app, Excel online, and offline format. Needs can also be called essentials or necessities. But which expenses fall into each of these categories? Needs With this method, you would distribute your income so that it goes into three different categories of expenses: Needs, Wants, and Savings and Debt. One budgeting method is the “20/30/50 Method”. The first step for any method is to take a look at what your income is in order to know the amount of money you have to work with. While there is no “one size fits all” approach to budgeting, there are various methods that can serve as starting points when getting a budget started. *Applicable platform account and platform subscription (sold separately) may be required. For more information, please refer to EA’s Online Service Updates at. We will always strive to keep our community as informed as possible. This announcement may change as we listen to community feedback and continue developing and evolving our Live Service & Content. Sign up for our newsletter today to receive the latest Apex Legends news, updates, behind-the-scenes content, exclusive offers, and more (including other EA news, products, events, and promotions) by email. Play Apex Legends for free* now on PlayStation 4, PlayStation 5, Xbox One, Xbox Series X|S, Nintendo Switch, and PC via Origin and Steam.įollow Apex Legends on Twitter and Instagram, subscribe to our YouTube channel, and check out our forums. Watch any Apex Legends Twitch streamer (streaming in the “Apex Legends” category on Twitch) for three hours to earn all drops.Loading Screens will be available within the 1st consecutive hour of viewing, Gun Charms/Holosprays within the 2nd hour, and finally Character/Gun Skins within the 3rd hour.Three different items will be available each day across 5 days.There are a total of 15 cosmetics available throughout our Apex Legends Holiday Twitch Drop.You’ll see your reward in-game within 24 hours of the event the next time you log on.Players will receive Twitch Drops rewards based on how much they watch.Twitch Drops are available on PlayStation 4, PlayStation 5, Xbox One, Xbox Series X|S, Nintendo Switch, and PC via Origin and Steam.Be sure to follow our official Twitter account to find out who to tune-in to week to week. Once your account is set up, sign into your Twitch account and watch the folks we’ve designated as flagged for drops each week.
Contacted ALL of them and shared this experience. I sent at least a dozen referrals to you. Your loss and apparently I lost for a month but lesson learned. YEP you should have a much lower Temporary rate for customers who are legacy but contract expires and they haven't yet reached out. If it were here on the phone in prior years when called, they would have rec'd a 5. Note it wasn't the nice person I last spoke to when I got this bill which I just knew had to be a mistake. Resist paying this kind of money for this type of service, no. Rated Customer Service low because when you call (which rarely did), their reps are all monotone, not cheerful, you feel like you're a bother to them. This was an assault! Don't put yourself in the position I was in. I'm glad I have a choice in electric providers. I paid it and paid it timely via auto-pay BUT you bet I have cancelled their service and will NEVER return hopefully. But you would think as a long-time customer they would have worked with me. household is INSANE! Yes they did call to remind me of the expiring contract but I was in hospital and not paying attention to messages. $665 for ONE month, 2 person, 2500 sq ft. They DOUBLE if not TRIPLE the cost per KW if no contract signed even for lecacy customers. You just can't allow your contract to expire. Their rates started out a competitive prices. They do demonstrate good customer service to resolve misunderstandings and may even drive you to challenge them in court or with the Public Utility Commission. You might think you are getting a good rate, but they lack understanding with their customers, and they will bully you once they have you in their contract. I'm still waiting for them to reinstate my original contract term. I filed a complaint with the PUC who investigated the matter and is currently holding them accountable for the 3 year term. Upon my discovery of the reduced contract length, I began calling and communicating with their customer service which refused to reinstate the original contract term. Upon investigation, I realized that they changed my contracted term without my approval. I did not notice the expiration dates until 2 months before the end of my first year of service with them was complete and noticed the renewal notices (for twice the amount I originally locked in at). This is where they took a couple of lines out of my BBB complaints and used that against me to reduce my contract length from 3 years to 1 year as they saw fit. I started a complaint in the BBB about their fees to hold them accountable for the extra fees and variable rates. When I received my first bill, there were a lot of fees that increased my bill amounts which also included a variable rate increase they did not include in my contract rates. I locked in on a rate with YEP Energy in August, 2021 for a 3 year term. Thus, Istanbul cuisine would in fact define O oman cuisine. Instead, this cuisine cons tuted the core of O oman cuisine, shaped by the various cultures that existed in the relevant geography. They could be spontaneous acts of friendship or kindness dictated by custom on special occasions such as religious holidays or rites of passage or if the recipients were members of the ruling class, a way of expressing loyalty and currying favour without risk of the gift being interpreted as bribery.ĬULINARY TRADITIONS OF OTTOMAN ISTANBUL Despite the fact that Istanbul cuisine was a mixture of culinary tradi ons from almost all parts of the empire, it would be wrong to claim that it represented the ea ng habits of the whole imperial geography. Depending on the circumstances and intent of the giver, gifts of food could express many things: congratulations, good-will, welcome, gratitude and condolences, or simply be a way of “asking after” someone (hatır sormak). They were often, although not invariably, home-grown or homemade, so had the advantage of putting the poorest giver on an equal footing with the richest and avoiding the taint of ostentation that would detract from the giver’s sincerity. Unlike expensive gifts such as silverware, jewelled objects and kaftans made of rich fabrics presented on state occasions such as royal circumcision celebrations, gifts of food were not indicators of wealth and power. Presenting food as gifts, particularly fresh fruit and confectionery, was widespread at all levels of Ottoman society on diverse occasions. Evliya also gives detailed descriptions of exotic fruits in farflung regions of the empire, such as bananas grown in Beirut, the date varieties of Iraq and the sycamore figs of Egypt. Many of the best tasting varieties were too delicate to be carried fresh over long distances, such as the kumru apricots of Malatya that barely made it from the orchards to the city in an edible condition. Evliya provides information about fruit cultivation and preservation techniques, and trade in fresh and dried fruits. In Malatya these gifts included apples with couplets written on the peel by means of attaching cut-paper inscriptions before they ripened. Particularly esteemed fruit varieties were sent as gifts to notables in other cities or to the sultan. Evliya recorded famous fruit varieties in the many places he visited throughout the empire, naming around 260 but declaring on two occasions, "If I listed them all this book would turn into a treatise on agriculture”. That grafters had their own guild, distinct from that of gardeners, points to the importance attached by the Ottomans to fruit and its cultivation. Amateur gardeners bred new varieties, exchanged scions with their acquaintances, and ordered others from distant provinces for grafting in their own gardens. Growing fine varieties of fruit, particularly tree fruits and grapes, was a leisure pursuit for the Ottoman upper classes as well as a commercial activity. One of the key sources of information on this subject is the seventeenth century Ottoman traveller Evliya Çelebi, in his ten-volume Seyahatname (Book of Travels). Fruit epitomised the good life for the Ottoman, and their love of fruit and fruit growing was closely bound up with their love of gardens, trees and flowers. |
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